Small Savings Today. A Bright Future Tomorrow.
Start a Registered Education Savings Plan (RESP) to give your child the gift of a debt-free education. Maximize your savings with tax-free growth and free government grants.
Why an RESP is Your Best Education Tool?
Saving for college or university can be daunting, but you don't have to do it alone. An RESP is a government-registered account that works harder for your family
Government Grants:
The government matches a portion of your contributions (CESG), literally adding free money to your child's account.
Tax-Deferred Growth:
Your investments grow tax-free within the plan, allowing your savings to compound faster.
Versatile Use:
Funds can be used for tuition, books, housing, and more at trade schools, colleges, or universities.
Plan Features
Save at your own pace—monthly, annually, or through one-time gifts.
Access grants like the Canada Education Savings Grant (CESG).
Valid for various post-secondary institutions across Canada and abroad.
A structured way to ensure the financial burden of tuition is handled years in advance.
Easy-to-use tools to watch your education fund grow.
Expert Guidance for Your Family’s Goals
Why Choose Our RESP Service?
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Personalized Strategy: We help you determine how much to save based on your child’s age and your financial goals.
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Maximizing Grants: We ensure you are taking full advantage of every government dollar available to you.
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Dedicated Support: Our team handles the registration and paperwork so you can focus on your family.
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Don't worry! RESPs can stay open for up to 35 years. If one child decides not to attend, you can often transfer the plan to a sibling. If no one uses it, you can withdraw your original contributions tax-free.
Through the Canada Education Savings Grant (CESG), the government will match 20% of your contributions, up to a maximum of $500 per year (and a lifetime limit of $7,200 per child).
The earlier, the better! Because of the power of compound interest and the way government grants are distributed annually, starting when your child is a baby gives you the maximum financial advantage.
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